F&I Products Designed To Maximize SALES, PROFITS, CSI AND CUSTOMER RETENTION 

The strongest retention tool in the F&I lineup. Every other product pays out when something goes wrong — prepaid maintenance pays every time the customer comes back.

Oil Change & Tire Rotation: Oil changes, tire rotations, and multipoint inspections that keep customers in your service drive, drive repurchase loyalty, and create upsell opportunities at every visit

Individual coverages for the everyday damage that frustrates customers and falls below insurance deductibles — each one a reason to come back to your dealership.

Tire & Wheel: Repair or replacement of tires and wheels damaged by road hazards, with cosmetic coverage included. $0 deductible, terms up to 72 months, unlimited miles.

Appearance Protection: Interior and exterior protection — paint, fabric, vinyl, and leather — for new and preowned vehicles. 60- month term, $0 deductible.

Windshield: Repair or replacement of chips and cracks from propelled road debris. 5-year term.

Paintless Dent Repair: Unlimited repairs of dents up to 4 inches — no sanding, painting, or body filler. Terms up to 72 months.

Key Replacement: Reimbursement for replacing and reprogramming lost or damaged keys — repairs that routinely run $300 to $1,500. Terms from 1 to 7 years, with roadside assistance.

Combine the most popular protections into a single contract for one payment and one claims experience. Available options:

Tire & Wheel: Road hazard repair or replacement, cosmetic coverage included.

Paintless Dent Repair: Dents up to 4 inches — no sanding, painting, or body filler.

Key Replacement: Replacement and reprogramming of lost or damaged keys.

Windshield: Chip and crack repair or replacement from propelled road debris.

Headlight Restoration: Restores clouded and yellowed headlight lenses.

Roadside Assistance: Towing, flat-tire changes, fuel, and lock-out service.

Dealer-provided warranties that turn pre-owned inventory into a differentiated product — and create a natural upgrade path into a Vehicle Service Contract.

CPO Warranty: Powertrain coverage to 10 years / 100,000 miles plus Gold-level component coverage for 12 months / 12,000 miles. For pre-owned vehicles up to 8 model years and 70,000 miles.

High-Mileage Warranty: A 3-month / 3,000 mile powertrain safety net for older, higher-mileage vehicles — extendable at the point of sale with the High-Mileage Wrap.

Programs that protect the customer’s equity — and the deal — when a vehicle is stolen, totaled, or turned in.

GAP: Waives the difference between the loan payoff and the insurance settlement after a total loss. Amounts financed up to $150,000, terms up to 84 months.
AVAILABLE ONLY AT TIME OF SALE

Theft Protection: A $4,000 benefit if the vehicle is stolen and not recovered, or recovered and declared a total loss. 5-year term.

Depreciation Protection: Total-loss depreciation benefit of $3,500, $6,500, or $10,000 applied as a down payment on the customer’s next vehicle — redeemable at a NationsGuard dealer.
36, 48, OR 60-MONTH TERMS

Excess Wear & Tear: Waives lease-end excess wear and use charges up to $5,000, so reconditioning costs never ambush the customer at turn-in.